Retirement Planner!

Do you know what it will take to create a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your social security benefits up to, but not over, the maximum.

 
Definitions

Current age	Your current age.
Age of retirement	Age you desire to retire.
Household income	Your total household income. If you are married, this should include your spouse's income.
Current retirement savings	Total amount that you currently have saved toward your retirement. Include all sources of retirement savings such as 401(k)s, IRAs and Annuities.
Pre-retirement rate of return	The annual percent you expect to earn on your investments before you retire.
Post-retirement rate of return	The annual percent you expect to earn on your investments after you retire.
Percent of income to save	The percentage of your annual income you will save for your retirement goals.
Expected salary increase	Annual percent increase you expect in your household income.
Years until retirement	Number of years before retirement.
Years of retirement income	Total number of years you expect to use your retirement income.
Percentage income desired	The percent of your household income will need to have in retirement income.
Are you married?	Check this box if you are married. Married couples have a higher maximum social security benefit than single wage earners.
Include social security?	Check this box if you wish to include social security benefits in your retirement planning.

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information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.